never trust a credit card company…

So I thought that the whole Credit Card Accountability Act of a few years ago was supposed to make credit card terms more upfront and favorable for consumers, and in a lot of ways it has.

Except for this one…

(b) Application of payments.—
(1) In general.—Upon receipt of a payment from a cardholder, the card issuer shall apply amounts in excess of the minimum payment amount first to the card balance bearing the highest rate of interest, and then to each successive balance bearing the next highest rate of interest, until the payment is exhausted.

This is great if you’re making more than your minimum payments, but what if you’re not … or maybe at best you’re making very slight payments over your minimums. Silly me, I just assumed that the same type of logic would apply when applying the actual minimum payment to one’s balances as well, but at least with my bank, Wells Fargo, in fact it’s actually the exact opposite…

Generally, we will apply your Minimum Payment first to lower APR balances (such as Purchases) before balances with higher APRs (such as Cash Advances). Payments made in excess of the Minimum Payment will be applied to balances with higher APRs first before balances with lower ones.

Discovered this when considering a balance transfer option and I wanted to review the current balances on the account in question. Right now this account has three balances – Purchases, Cash Advance, and a Promotional Balance with a really awesome 3.25% variable rate for life! The thing is, I couldn’t help but notice that my promo balance has been rapidly going down while my purchase balance is going up, and granted I have occasionally been using this card for purchases, however if my payments were being applied to the highest APRs first, that wouldn’t be an issue.

I think the most damning element, however, is the Cash Advance because as far as I can tell, apparently I took out that out back in October 2012 (no idea what for, as I’ve only done one maybe 3 times in my life). The interest rate on that fucker is a killer 21.15%, and the problem is that since this card hasn’t really been a priority for extra payments, that thing has just been left to linger for the last 19 months, and even at a paltry $2.50/month in interest, that’s nearly $50 in interest for an advance that was something like $150 almost two years ago, simply because the bank’s repayment terms prioritize in their own favor instead of mine.

…which yeah,  yeah, they’re a business, but the aforementioned act was kind of intended to tip the scales back in the consumers’ favor after predatory lending practices and an unfair lack of disclosures, and I don’t entirely think that I’m out of school for finding it confusing that they literally use opposite repayment terms depending on whether you’re just paying your minimums or going above and beyond. I mean, I suppose being forced to spell it out on my statement that it will take 40 years of paying just my minimums to payoff my card was a good start, but consistent repayment terms would actually make a dent in that number far more than just education will.

I guess I need to give Wells Fargo the extra $150 this month just to make that stupid cash advance go away – on their own terms 😡

Why all of the comment spam?!?!?!

I actually had to e-mail the folks at Akismet last month because I saw this and just naturally assumed that either my API key was being used by another site or there was something wrong with my site, or something…

akismet_spam

…because seriously, I’ve gotten 15x more comment spam on this site in the last four months than I have in the entire lifetime of the site! 😯

The nice lady at Akismet assured me that it actually wasn’t anything specific with my site and that the numbers I was seeing were in fact part of a larger trend in global spam that they’ve been filtering recently … which still seems weird because of all of my other sites that accept comments, I haven’t seen anywhere near these numbers! Plus it’s not like I’ve seen the extra pageviews to make it worthwhile, although as she pointed out, they’re probably mostly bots hitting the comment form without actually loading the pages in any sort of useful way.

It’s weird because when I randomly look through my web server logs, this one post where I reviewed The Michael J. Fox Show always seems to make an appearance, along with a couple of other random yet consistent posts – you’d think it’d be more scattered, considering that this blog has upwards of 3,000 posts, but who knows.

I just cringe at the thought of how many server resources are being wasted to accommodate over a hundred thousand fake comments a month when in reality this little blog actually gets much, much less traffic than that. 😕

Why I dislike the work of Anita Sarkeesian … an elaboration

I thought I could get away with the last post that I wrote and just defer to some videos on YouTube to frame my thoughts for me, but now I can’t fall asleep so I’m going to give this another go and just spell it out – at least from my perspective…

In a nutshell, my opinion of Tropes vs Women in Video Games is that the series in general is disingenuous to its subject matter.

And I say that for a couple of reasons, the first being probably the most controversial in that there’s reason to believe that Anita is not a fan of video games. And by “reason,” I mean there’s a video of her saying those exact words.

The reason that this in particular is important right off the bat, in my view, isn’t for the typical bro gamer ideology that you’re not a real gamer if you’re not playing Call of Duty 8 nights a week online, but more so because it introduces the very series in a very confrontational light. If you’re very passionate about something, you have a tendency to take it personally when someone – especially an outsider – comes in and wants to critique this thing that you’ve loved for all of your life.

At least that’s it for me – I’ve been playing games since I was 9 years old when I got my NES for Christmas and all of those stories that I explored, especially those that may have offered me an escape during tough times or even a joyous source of entertainment, are very near and dear to my heart. And it’s one thing for those of us who all grew up in that similar era to poke fun at some of the ridiculousness that we used to get so wrapped up in while also savoring in every last nostalgic drop … but when somebody else who didn’t garner that same love for the hobby comes in and starts poking holes in it, even as legitimate as some of them may be, those critiques hurt – especially when they were never solicited in the first place…

And here’s the thing – maybe Anita Sarkeesian actually did grow up playing all of these great titles and she just wants a little more from them now that she’s more aligned with a feminist viewpoint, but that’s not how the story has been presented. We’ve only got a couple of clips to go by – a video series in which she critiques without remorse, a few interviews promoting the series in which she states her love for games, and then that old video from a few years before the project where she tells a college class that “she’s not a fan of video games.”

Is it really crazy for gamers to be a little skeptical of her intent when her series puts us on the defensive and her own background in the world of video games is questionable?

Now mind you, I’m not saying that she doesn’t have the right to make feminist critiques about our world, but she’s not automatically entitled to a positive reaction, either. Ask any movie critique and they’ve got loads of pissed off fans from all of the times when they’ve skewered a movie that people absolutely loved! This is the Internet – you’re allowed to rant and bitch about anything you want, but that doesn’t mean people are always going to take it lying down…

The other reason why I found her series confrontational right off the bat is simply in the way that they were presented. Sure, they look very professional and well put together, but frankly, they watch to me like they were intended to be more instructional than persuasive. The videos are very educationally scripted, with loads of feminist definitions throughout as she explores the various tropes found within these stories … more on that in a minute.

The big thing I took away from even just the first episode was, though, that as a long-time fan of video games myself, I didn’t feel like I was the intended audience for the video. Instead it felt like the video was aimed at explaining to non-gamers as well as other feminists what was wrong with some of my favorite video games. And even that might’ve been ok, had it been presented from a woman’s perspective and not from a feminist’s perspective.

And I should clarify right there because those two options honestly represent both the good and the bad sides of feminism in my eyes. As I mentioned in my last post, there are two types of feminists that I’ve encountered – those who seek fair representation in the world around them and those who want to be angry about the world around them with other feminists. I love the first kind of feminist because I in no way want to make anyone feel slighted in their day-to-day life, but I don’t see the second group as wanting to change anything as much as wanting to beat the drum and point fingers and play the victim in a man’s world.

Which is bullshit.

So anyways, yeah – if Anita had presented this entire series as, “You know what? I’ve always loved these games growing up, but the more I look back at them, I don’t really feel that women have been represented in the most positive ways – let’s talk about it!” … I’d have been all aboard that series because I think it would be a really interesting issue to address. I know that some women must feel that way, just like various groups feel that they’re not represented well on TV or in the movies or whatever.

Putting a personal spin on this series would’ve made all the difference in the world, in my view, because the more that Anita would’ve put out there about herself and how she feels about video games without the feminist backdrop, the easier it would’ve been for gamers to stop and listen to the things that she had to say without feeling like their favorite stories were being attacked.

Because remember, this whole project was supposed to be about the games themselves, although in hindsight that seems a little misleading because what actually got Anita all of her publicity was the violent threats and harassment that she received, and actually the bulk of the Kickstarter funding that she raised came in after all of those threats became publicized. It would be really interesting to know the demographics of the donors, in that which ones were themselves fans of video games vs just those donating in her support amidst all of the controversy…

But back to the critiques themselves, though, because even driving into the content itself, I guess I was just a little off put because frankly, the descriptions that she gave, for example, in her Damsel in Distress video simply are in no way how I’ve ever viewed those stories in the first place. 

First of all, the idea of a trope as an intrinsically negative concept is – and I say this as a writer – completely false. Tropes are simply plot devices to help us move the story along, and though they sometimes may seem trite or predictable, let’s be honest – if you distill a story down far enough, at the end of the day there are really only a handful of different types of stories, and tropes are the things that writers use to drive those stories along.

The second thing is, I don’t really look at being a damsel to be an intrinsically bad thing, either!

Anita describes damsels as mere plot objects who simply exist as something for the male hero to earn, as opposed to something more complicated like an important figure in the kingdom that drives the hero to risk life and limb for him to rescue. I just don’t get the negativity that is insisted by this feministic viewpoint by stating that unless the woman is doing the running and jumping and fighting all for herself, she’s just a tool to promote the power of the man.

I certainly don’t look at it that way. Never once in my years have I looked down on Peach and Zelda for being just another mindless trophy for Mario and Link to retrieve in their latest adventure – the characters deserve more credit than that, both male and female. Critique the fact that the roles aren’t reversed more often if you’d like, but I don’t see how those stories existing of men fighting to save women somehow belittles the cause of the respectable female.

I personally respect and care about the women in my life, and I’d like to think that I’d eagerly take to the streets should Bowser show up at my doorstep and snatch my wife away when I’m off picking up Chinese food or something! It wouldn’t say much for either of our characters if I just sat around at home waiting for her to save herself, you know, so as to not rob her from the opportunity to be the architect of her own escape and whatnot…

Of course, it doesn’t help matters that even when a game does feature a female protagonist like we did with Princess Peach in Super Mario Bros. 2, that example is quickly written off as accidental, despite the fact that Peach was pretty much the best choice to play that entire game through … I don’t think that ever played as any of the other guys, anyways.

The thing is, I think sometimes people see what they want to see, and whereas someone like Anita looks at a game like Ms. Pac-Man and sees it as a representation of binary gender expression through visual feminine stereotypes while the rest of us just saw the game as the sequel to Pac-Man. She seeks to devalue characters designed based off of male counterparts because she feels that it doesn’t allow the characters the same developmental opportunities as their male counterparts, whereas … seriously, they’re both yellow circles that eat dots and run from ghosts – how much character development do you really need?!

I could go on, but I’m getting tired and honestly, that’s kind of my ending note from this series as well because it just drones on and on about how women are slighted from every possible angle that ultimately I feel like my only possible response can be – then go make the video games that you want to play. Creative people can only create the stories that they want to tell, whether we’re talking about epic RPGs starring an ensemble cast of all genders, races, and attack types or even just another feminist rant looking to make its mark by dissecting a piece of popular culture that the author feels doesn’t cater well enough to her own personal preferences. And you can shout it from the rooftops, and you can vote with your wallet, but at the end of the day the only way to ensure that women aren’t placed into these roles which you find to be offensive is to dive in headfirst and start making those games yourself.

As Anita even stated at the end of her latest video, there are a handful of developers that are already pushing societal norms in this area on a regular basis and I’m sure as long as they can execute in a way that will be popular with the people who want to play those games, they’ll be successful and continue to grow.

That said, I have to question the value of a series like this on account of its execution because as I eluded to before in my last post, I’m not really sure that these feminist preachings of Anita’s are doing a whole lot more than serving to stir the pot. And maybe that’s enough for her, but it’s hard for me as a fan of video games to understand her intent when she publishes a series like this that seems to cater more to people who already think just like she does, and then she closes herself off from comments and critiques of her own that could serve to move the dialog forward to actually help people like me to better understand why this matters to her.

Because strictly speaking for myself, I don’t want to be preached at from the outside looking in. Send over someone who’s transparently passionate about this virtual world that I’ve found solace in for nearly three decades, and let them share their frustrations about how they feel that women have been slighted by our shared world, and then we can start to have a dialog that might actually change my mind.

But don’t send in a representative like Anita Sarkeesian, who at least from all that we’ve been exposed to, reads as simply the classic angry feminist who’s eager to be angry at anything that wasn’t explicitly created with only the female gender being empowered, because I can’t relate to that person on account that I feel her perspective is simply biased against reality. I’m sure they could do better, but male and female characters can most definitely co-exist in stories without one robbing the other of power, and it’s not fair to all of the great stories and all of the great video games that have been created over the years that offer strong lead and support roles to characters of both genders.

If you’re going to look at life through a lens with the perspective of The Bechdel Test, you’re going to see a world where anything less than a woman-focused society constantly disappoints you. And I guess that’s fine if perpetual angst is your prerogative, but if you actually want to see a change in your representation throughout the world around you, I recommend less shouting and more doing because all it seems that you’re accomplishing now is rallying those who already agree with you, but also aren’t doing anything, and rubbing the wrong way those of us who can’t relate to how you’d like us to want to feel.

When bad feminists go worse…

I never really cared for this Tropes vs Women in Video Games series when it came out last year.

And granted, while the author certainly didn’t deserve any of the hateful threats that came her way as a result – including a flash game where players could beat her to a bloody pulp on screen – I can understand the more general reaction of why the gaming community in general reacted the way they did because I think a lot of longtime video game fans frankly just felt threatened and offended by the lack of respect and reason that her $160k Kickstarter funded, in depth analysis actually brought to our beloved pastime.

Again, I make no excuses for the truly vile responses, but a lot of us actually did watch her videos honestly and listen to what she had to say, and I know that my own personal issue was that by the very first one, it became very clear what kind of feminist the author actually wants to be. In my mind, there are two types:

  1. The feminist who wants to highlight sexist issues throughout our society where we could stand to improve.
  2. The feminist who wants to make a career out of preaching to other feminists.

The thing is, I don’t have any use for the latter and at the end of the day, I don’t really think that society at large does, either. Just look at any political or religious organization in the world – you don’t make actual progress by preaching to the choir … it’s by branching out and persuading others outside of your sphere that you’re actually able to spread the message that you’re trying to spread. But I think the author does a particular bad job of that by the way she belittles a point down to absurdity and refuses to acknowledge even the positive female influences that exist throughout video game lore…

I’ve honestly never really cared enough about the whole issue to actually write anything up about it, but then I came across another series of videos the other night that I thought did a pretty good job of dissecting her own efforts, so I wanted to share them here:

There’s a couple of videos in that series that pretty much hit on every point that I could possibly make, and actually this one is pretty good, too (also this!). It’s kind of too bad because don’t get me wrong – I do think there’s a good conversation that could be had here about sexism in video games (or anywhere!), but you need the right person to lead that discussion and this woman just clearly isn’t that person. I like to consider myself to be a proponent of women’s rights and have a handful of feminist-ish friends with whom I share interesting comment threads from time to time, but when they share links to certain sites (yeah, you), I know that it’s just better walking on.

I’m happy to have a conversation about how we need more stories with powerful female characters in them, but when your next sentence is citing that even the powerful female characters that already exist are just doing so in the emulation of men, there’s not really a conversation to be had there anymore. Sometimes you have to know when you’re just setting yourself up for a conversation with a brick wall…

So all of that said, the reason any of this is even on my mind is that a few days ago I read on Twitter that an old internet friend via my LiveJournal days recently discovered that the author of said feminist web series apparently lifted some of her artwork to create the logo for that very Kickstarter campaign that earned her $160k and started this whole ball rolling in the first place! She claimed Fair Use, but has yet to provide anything substantial to back the claims up … that whole not making a profit != non-profit thing. And there have been plenty of circling unknowns as far as Cowkitty’s actual rights to the artwork because it was fan art (from Dragon’s Lair) and not an original character…

…but even legalities aside, it’s pretty lousy to have someone so haphazardly scouring the web for art to use that they can’t take the time to ask/credit/acknowledge the actual artists, or even in this case realize that they actually have fan art whereas if they’d just made an original screen grab, they’d have probably been completely fine under the concept of fair use by referencing what they’re actually editorializing on in the first place!

Then again again, there’s a reason why more ethical creators like Weird Al Yankovic and the creators of the up and coming Stripped documentary specifically ask for permission even if they legally might not have to because it’s the right thing to do (and because legally can still land one in court for the debate!), and because if someone really doesn’t want their work to be a part of your project, you should honor that from one creator to another.

So anyways, interesting food for thought, that’s for sure. I know that I kind of danced around two separate issues throughout the post, and I tried to keep them fairly mud-free from one another – for the original work, I never really had much use for it anyways on account of its actual content, and as far as the less than ethical use of Tammy’s art, to me that’s a ding in the character of the person creating the work before you even get around to the work itself. Her message is poorly executed anyways, but issues like these types of accusations certainly aren’t going to help her cause … although from what I’ve seen so far, her prerogative seems to pretty much just write off any criticism as hating without further consideration.

…which is another reason why she’s not doing her feminist cause any real justice. Dialog is essential, and those of us who are actually open to having a serious discussion don’t pay much attention to the creeps shoveling legitimate hate in your direction anyways. Talk to people who actually want to talk back and you’ll have a much better chance of actually getting somewhere … but you actually have to be willing to harbor that discussion, too.

Or you could just keep making videos for people who already think exactly the same way that you do – whatever floats your feminist boat. 🙄

Is Avast becoming bloatware???

It drives me nuts every time I go to install an update to Flash (every other day?!) and I get prompted to install Norton Whatever-the-Fuck-It-Is 2014 for the umpteenth time … but I kind of get it, because they get a few bucks from each install and I don’t pay them a dime for Flash. Ok…

But apparently I just learned that now Avast is doing it, too, and the problem with this latest update that installed this SafePrice Toolbar browser add-in is that it didn’t prompt me before doing it. Or if it did, that prompt flew by real quick because the first time this toolbar triggered when I was shopping on Amazon, I was sure that my browser had gotten hijacked:

avast_malware

It’s easy enough to uninstall by going into the Avast settings under Chrome -> Extensions, but the point is that I shouldn’t have to because it shouldn’t install itself in the first place unless I ask it to. That’s a big no-no for software companies, or at least for software that runs on my computers. Might be time to start shopping around for the next free anti-virus suite if they’re going to start being sneaky like this. 🙁

 

This is misleading…

Sidebar promotion from the Huffington Post – hmmmm, maybe I should click this link to see just how outrageous these paper dresses are getting! 😯

huff_mislead0

…and yet then we get to the actual article, and it’s not so much that they’re outrageous as they’re actually amazing… 🙁

huff_mislead

Dream Journal : Truckin’ Giant Butterflies

For the first memorable segment of last night’s dream sequence, I found myself behind the driver’s wheel like I was more than a decade ago at my old job, apparently with a very busy week ahead of me…

  • First I was to drive from Northern Michigan down to Indiana and back, for reasons unknown.
  • Next I was to drive up into the deep UP and back, again for reasons unknown.
  • And then finally, I was to drive out to Las Vegas and back for the purposes of helping a girl to move.

Can you guess which trip I was looking forward to the most?!

Of course, in reality that’s a lot of driving – something like 14, 14, and 60 hours worth, by quick estimation – and there was even a part of the dream where I had stopped at a motel and was even wondering how I was going to have any time whatsoever to sleep during this whole ordeal! Yet I was looking forward to stopping and taking pictures of the Grand Canyon along the way, even though I didn’t really know where in route that gigantic hole actually was… 😛

But apparently I did make it back safe and sound because the second memorable segment of last night’s dream sequence took place at my Mom’s house, where I was doing like I do on most of my trips north and slowly sorting through all of the junk that I left behind in her basement when I moved more than a decade ago.

There was something that I didn’t have any plans of taking, though, and that was this gigantic bug that I discovered that seemed to grow a little bit bigger every time that I turned back. Being me, of course, before I could properly dispose of it, I had this ambition to take a picture of it, so I disappeared several times trying to find my camera, each time coming back to see that it had grown a little bit larger until finally it was nearly the size of one of my tie-dyed wall hangings that hung over one of the windows!

It was big and neon orange, and beginning to get rather creepy, so after I finally took a picture where I could barely fit it into the frame, I spooked it and it “flew” up and away. I thought that it was done for at that point because I heard my Mom cheering and saying that “Cleo got it!”, but when I came upstairs to find everyone else all outside on the deck, I found that Cleo had actually trampled a monarch butterfly that was really just normal-sized.

It was probably just as best, though, because at the rate that thing was going, as much as I wanted to think that she’d have pounced on it and just torn its giant wings to shreds, in reality it probably would’ve scooped her up and flown away, like gigantic bugs are wont to do… 🙁

SB1062 – Simplified

It’s a hot topic on everybody’s minds right now, and I know that from the perspective of some, the potential is a little tough to chew on. The classic example that’s being thrown around:

“Why should a photographer be forced against her beliefs to take photos of a gay couple’s wedding?”

So here’s a little tip that I’ve found to make this whole thing easier to understand – we just make one little substitution:

“Why should a photographer be forced against her beliefs to take photos of a black couple’s wedding?”

Let’s all be clear – that’s wrongnow isn’t it???

So maybe the original example really shouldn’t be all that hard for us to digest, either…